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The new strategic choices for banks – the bank as a platform

When talking about platforms, open API:s and cooperation between rivals – have you ever wondered how that might be possible? How does it even make business sense to let others use your systems and resources for their business? This is the long form answer, mostly focusing on the situation that banks are facing right now. […]

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Banks and their branches – what will happen?

The banking industry is in a state of change. The old and proved distribution model of banking is challenged by digital distribution of banking services and products. We are now moving quite rapidly towards a different model of distribution, by getting rid of or at least, diminishing the presence of banking as a physical and […]

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Why do corporations become media companies?

TL;DR Companies should act and think as media companies because people dislike commercials and enjoy content that do not suck. In the course of just about ten years, the logic of marketing has been turned upside down. More and more companies are looking at the prospects of thinking as, and acting as an editorial media […]

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Are banks really ripe for disruption?

Banks and banking in general are probably, right now one of the most talked about sectors in the disruption discourse. As the story goes, banks are dying; they are dinosaurs with low customer satisfaction and bad customer experiences. To top that off, they (strangely enough) make insane amounts of profit – on our hard earned […]

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I have words – I have the best words

Mr Trump famously said. “I have words – I have the best words.” I wouldn’t go that far to describe myself, but I will certainly try to give the once I have, to you. Without making any promises though. There might be words, or there might not be. They might be good words, but most […]

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Why Apple is one of my favorite companies

It’s almost a bit of a cliché, but Apple really is one of my favorite companies. Not only do i think their products, almost all of them are far superior to their competitors, it is also quite often, a really attractive investment opportunity. It seems to be a quite certain strategy to by Apple on […]